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Auto
liability
insurance


We will insure you and your family from all kind of financial risk personal accident junior insurance

Auto liability insurance


 Auto liability insurance that covers you if you injure someone or damage someone else’s property with your car

The law of the driver’s insurance requires that all motor vehicle drivers and owners maintain motor vehicle liability insurance coverage. It is illegal to drive a motor vehicle in Mongolia without auto liability insurance .


WHO IS THE INSURED

  • Every owner of vehicle
  • Professional and C and D category vehicle driver  

COVERAGE

  • Loss occurrence on other party’s life arising from driver’s negligence when involved in traffic
  • Loss occurrence on other party’s health arising from driver’s negligence when involved in traffic
  • Loss occurrence on other party’s property arising from driver’s negligence when involved in traffic

Insurance peril

Errors caused by driver’s negligent act when involved in traffic

NECESSARY INFORMATION:

  • Owner’s information /Individual- ID Card, Legal Entity- State registration certificate /
  • Vehicle’s certificate

INSURANCE PERIOD

One year/365 days

INSURANCE PREMIUM

ДBase premium shall be multiplied by 9 indexes below
Base premium and sum insured::

Vehicle category    
Base premium  
Sum insured
A category
12 500 MNT
5 000 000 MNT
B category
33 000 MNT
5 000 000 MNT
C category
42 500 MNT
10 000 000 MNT*
D category
53 000 MNT
10 000 000 MNT*
M/ Mechanism category
12 500 төгрөг
5 000 000 MNT
Certified and C, D category drivers
33 000 MNT
10 000 000 MNT*

 *If the driver of C and D category vehicle is insured by professional and C, D category vehicle driver insurance, sum insured shall be 10 000 000 MNT.

Index name
Index amount

Lower
Upper
И1 - Location of the vehicle /Regions except UB, Orkhon and Darkhan, or UB, Orkhon and Darkhan/
1.0
1.2
И2 - The number of cases and amount of loss caused by driver’s negligence during the policy of previous year  
0.50
2.45
И3 - Insured’s age and driving experience  
1.0
1.2
И4 - Insurance period /only 1 year/ /  
1.0
1.0
И5 - Whether the insured misstated intentionally /Not misstated, Misstated/  
1.0
1.3
И6 - The number of drivers /Drivers name given, Drivers name not given
1.0
1.5
И7 - Vehicle capacity, number of passengers and engine capacity  
0.9
1.3
И8 - Ownership of the vehicle /Individual, entity/  
1.0
1.5
И9 - Whether the vehicle has trailer /has trailer, has not trailer/  
1.0
1.2

 
Please see the legislation of this insurance to get detailed information of indexes
 


CONTACT

Insurance Call center: 1800-1990
E-mail: contact@mongoldaatgal.mn
Fax: 310347

Ажилтантай холбогдох

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